Mixed-Use · First lien · Nationwide
Mixed-use hard money & bridge loans.
Ground-floor retail with residential or office above, in urban and main-street locations. Each component is underwritten on its own before the whole is sized.
Underwriting
What we look at first.
- Income split and stability by component
- Residential rents and commercial tenancy
- Zoning, condo structure and separate metering
- Local foot traffic and neighborhood trajectory
- Capital needs across the building
Situations
Where we're most useful.
- Refinancing buildings that do not fit a single lender category
- Acquisitions needing speed ahead of a competing buyer
- Commercial lease-up beneath stabilized residential
- Renovation of older main-street buildings
Selling a mixed-use property? Stokley also buys real estate as a principal. Submit it for acquisition.
By state
Mixed-use loans by state.
State pages combine local economic context with how we approach mixed-use loans there.
Southwest
Northeast
Request loan terms
Mixed-use loan request.
Questions
Mixed-use loans, answered.
- Do you provide mixed-use hard money loans nationwide?
- Yes. Stokley Capital provides first-position, business-purpose mixed-use loans nationwide, subject to state requirements.
- What size mixed-use loans do you make?
- Typically $1M–$5M. Larger loans are considered.
- What do you look at first on a mixed-use loan?
- Income split and stability by component; Residential rents and commercial tenancy; Zoning, condo structure and separate metering.
- Do you take second position?
- No. Every loan is a first lien on the property.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Next step
Have a mixed-use loan request?
Send the property, amount and deadline. A principal will respond directly.