Stokley Capital

    Midwest · Mixed-Use · First lien

    Mixed-use hard money loans in Iowa.

    First-position mixed-use loans across Iowa — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.

    Iowa market context

    The economy behind the collateral.

    Iowa's economy combines large-scale agriculture and food processing with a growing insurance and financial services sector centered in Des Moines, supported by an expanding data center and renewable energy footprint.

    • Agriculture and food processing
    • Insurance and financial services
    • Manufacturing
    • Renewable energy
    • Data centers

    Mixed-Use underwriting

    What we look at first.

    • Income split and stability by component
    • Residential rents and commercial tenancy
    • Zoning, condo structure and separate metering
    • Local foot traffic and neighborhood trajectory
    • Capital needs across the building

    Situations

    Mixed-use loans we see in Iowa.

    • Refinancing buildings that do not fit a single lender category
    • Acquisitions needing speed ahead of a competing buyer
    • Commercial lease-up beneath stabilized residential
    • Renovation of older main-street buildings

    Selling a mixed-use property in Iowa? Stokley also buys real estate as a principal. Submit it for acquisition.

    Iowa metros

    Local lending pages.

    We lend across Iowa, not only in these metros. Each page covers the local economy and a direct request form.

    Request loan terms

    Iowa mixed-use loan request.

    Loan request

    Five required fields. No portal, no application fee, no obligation.

    Or reach us directly

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    Iowa mixed-use loans, answered.

    Does Stokley Capital make mixed-use loans in Iowa?
    Yes. We make first-position mixed-use hard money and bridge loans throughout Iowa, including Des Moines, Cedar Rapids, Davenport and smaller markets.
    How large are your Iowa mixed-use loans?
    Typically $1M–$5M, first lien. Larger loans are considered.
    What should a Iowa mixed-use loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.

    Next step

    Financing mixed-use in Iowa?

    Send the property, amount and deadline. A principal will respond directly.