West · Statewide · First lien
Commercial real estate loans in Washington.
First-position hard money and bridge loans on commercial and multifamily property in Washington — typically $1M–$5M, larger considered. Reviewed and decided directly by the principals.
Market context
The Washington economy behind the collateral.
Washington's economy is led by technology and aerospace manufacturing in the Puget Sound region, supported by major ports handling Pacific trade and a strong agricultural export base east of the Cascades. Seattle and its surrounding metros are among the country's leading technology employment centers.
Leading sectors
- Technology
- Aerospace manufacturing
- Maritime trade and logistics
- Agriculture and food processing
- Clean energy
- Tourism
Stokley Capital reviews requests tied to industrial and logistics assets near Puget Sound ports, multifamily lease-up in tech-driven submarkets, and retail and mixed-use repositioning.
By property type
Washington loans by asset class.
We lend on the property types our team has owned and operated. Each page covers what we underwrite first and the situations we see most.
Loan uses
What Washington borrowers use us for.
- Acquisitions with a hard closing date
- Refinance of a maturing or defaulted loan
- Bridge to stabilization, sale or permanent debt
- Cash-out against existing equity
- Renovation, repositioning and value-add capital
- Partner buyouts and recapitalizations
- Discounted note payoffs and lender-driven deadlines
- Situations a bank or agency lender will not close in time
Selling a property in Washington? Stokley also buys commercial and multifamily real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Washington loan request.
Questions
Washington lending, answered.
- Does Stokley Capital provide loans in Washington?
- Yes. We provide first-position, business-purpose loans on commercial and multifamily property in Washington — typically $1M–$5M, with larger loans considered.
- Does Stokley buy property in Washington?
- Yes. Stokley acquires commercial and multifamily real estate as a principal across asset classes. Submit any property for sale and we will review it.
- What kinds of Washington loan requests do you see?
- Stokley Capital reviews requests tied to industrial and logistics assets near Puget Sound ports, multifamily lease-up in tech-driven submarkets, and retail and mixed-use repositioning.
- What should a Washington loan request include?
- Property address and type, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Do you lend in second position?
- No. Stokley Capital lends in first position only.
- Do you publish rates or leverage?
- Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Washington metros
Nearby states
Next step
Have a Washington property to finance?
Send the property, the amount and the deadline. A principal will respond directly.