Frequently asked questions
Straight answers.
About our lending, our acquisitions and how we review a request.
Mandate and process
What to know before submitting.
- What does Stokley Capital do?
- Two things. We provide first-position, business-purpose loans on commercial and multifamily real estate nationwide, typically $1M–$5M. And we acquire commercial and multifamily property as a principal, across asset classes.
- What loans do you make?
- Hard money, bridge, acquisition, refinance, cash-out and value-add loans secured by a first lien on commercial or multifamily real estate.
- Can I request financing if my credit is low?
- Yes. Our loans are asset-based, not credit-score-based. We focus on the property's value and the owner's equity. Low credit does not rule out a request. Every deal is subject to underwriting, diligence, documentation and approval.
- How large are your loans?
- Typically $1M–$5M. Larger loans are considered case by case.
- Where do you lend?
- Nationwide, including secondary and tertiary markets, subject to state requirements.
- Do you make second-lien or mezzanine loans?
- No. Every loan is in first position.
- What property types do you lend on?
- Multifamily, hotels, retail, office, industrial, mixed-use, self-storage and manufactured housing — the asset classes our team has owned and operated.
- What do you buy?
- Commercial and multifamily real estate nationwide — multifamily, hotels, retail, office, industrial, mixed-use and more — on- or off-market, stabilized or distressed. Send any property for sale and we will review it.
- Is Stokley a broker?
- No. Stokley Capital is a private real estate investment firm that provides business-purpose loans and invests as a principal. Requests are decided in-house.
- What kinds of loans do you not make?
- Consumer loans, and loans secured by owner-occupied 1–4 family homes. Every loan is business-purpose, made to an entity and secured by non-owner-occupied commercial or multifamily real estate.
- What should a loan request include?
- Property address and type, loan amount and purpose, existing debt, current operations, the business plan, the deadline and the exit.
- Does submitting a request create a commitment?
- No. Submissions are for initial review only. Any loan or investment is subject to underwriting, diligence, documentation and approval.
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