Southwest · Statewide · First lien
Commercial real estate loans in New Mexico.
First-position hard money and bridge loans on commercial and multifamily property in New Mexico — typically $1M–$5M, larger considered. Reviewed and decided directly by the principals.
Market context
The New Mexico economy behind the collateral.
New Mexico's economy centers on federal research and defense laboratories, oil and gas production in the Permian Basin, and a growing film and television production sector. Albuquerque anchors the state's technology and logistics base along the Interstate 25 and Interstate 40 corridors.
Leading sectors
- Federal research and defense
- Oil and gas
- Film and media production
- Logistics and distribution
- Healthcare
- Higher education
Stokley Capital reviews requests tied to industrial and flex space serving energy and defense contractors, and repositioning of commercial assets along Albuquerque's core transportation corridors.
By property type
New Mexico loans by asset class.
We lend on the property types our team has owned and operated. Each page covers what we underwrite first and the situations we see most.
Loan uses
What New Mexico borrowers use us for.
- Acquisitions with a hard closing date
- Refinance of a maturing or defaulted loan
- Bridge to stabilization, sale or permanent debt
- Cash-out against existing equity
- Renovation, repositioning and value-add capital
- Partner buyouts and recapitalizations
- Discounted note payoffs and lender-driven deadlines
- Situations a bank or agency lender will not close in time
Selling a property in New Mexico? Stokley also buys commercial and multifamily real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
New Mexico loan request.
Questions
New Mexico lending, answered.
- Does Stokley Capital provide loans in New Mexico?
- Yes. We provide first-position, business-purpose loans on commercial and multifamily property in New Mexico — typically $1M–$5M, with larger loans considered.
- Does Stokley buy property in New Mexico?
- Yes. Stokley acquires commercial and multifamily real estate as a principal across asset classes. Submit any property for sale and we will review it.
- What kinds of New Mexico loan requests do you see?
- Stokley Capital reviews requests tied to industrial and flex space serving energy and defense contractors, and repositioning of commercial assets along Albuquerque's core transportation corridors.
- What should a New Mexico loan request include?
- Property address and type, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Do you lend in second position?
- No. Stokley Capital lends in first position only.
- Do you publish rates or leverage?
- Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
New Mexico metros
Nearby states
Next step
Have a New Mexico property to finance?
Send the property, the amount and the deadline. A principal will respond directly.