Lending overview

    Direct private lender. Over 20 years in hard money financing.

    First-position, business-purpose loans on commercial and multifamily real estate in most US states. Read it here, or download the one-page overview.

    What we fund

    First-lien capital on investment real estate.

    • First-position loans on fee simple commercial real estate
    • Bridge, acquisition, refinance and value-add situations
    • Business-purpose loans on investment property
    • Loans from $500K with no hard cap. Sweet spot $1M to $5M
    • Lending in most US states
    • Flexible terms, priced to the deal. Fast answers

    What to send first

    Five facts are enough for a first read.

    • Property address and type
    • Loan amount requested
    • Exit plan
    • Current value (rough is fine)
    • Equity or current debt and liens

    No documents needed at first. If the numbers fit, we issue a term sheet, then move to verification and documents.

    How we underwrite

    The property carries the loan.

    • We lend against the real estate: current as-is quick-sale value, at market LTV norms
    • Loan size and terms follow asset value and equity

    Confidentiality and referrals

    Quiet execution, paid referrals.

    Confidentiality

    All transactions are confidential. We do not publish our loans.

    Referral partners

    We pay a 1% referral fee on funded deals, where permitted by law. Send deals to deals@stokleycapital.com. Email is the fastest way to reach us.

    Have a deal to send?

    Send the property, the amount and the deadline.