Southeast · Statewide · First lien
Commercial real estate loans in South Carolina.
First-position hard money and bridge loans on commercial and multifamily property in South Carolina — typically $1M–$5M, larger considered. Reviewed and decided directly by the principals.
Market context
The South Carolina economy behind the collateral.
South Carolina's economy is anchored by advanced manufacturing tied to automotive and aerospace plants, deepwater port operations at Charleston, and a growing coastal tourism sector.
Leading sectors
- Advanced manufacturing
- Port and logistics
- Tourism
- Automotive and aerospace supply chain
- Higher education
Stokley Capital reviews financing for industrial and hospitality assets tied to South Carolina's port, manufacturing, and tourism economy.
By property type
South Carolina loans by asset class.
We lend on the property types our team has owned and operated. Each page covers what we underwrite first and the situations we see most.
Loan uses
What South Carolina borrowers use us for.
- Acquisitions with a hard closing date
- Refinance of a maturing or defaulted loan
- Bridge to stabilization, sale or permanent debt
- Cash-out against existing equity
- Renovation, repositioning and value-add capital
- Partner buyouts and recapitalizations
- Discounted note payoffs and lender-driven deadlines
- Situations a bank or agency lender will not close in time
Selling a property in South Carolina? Stokley also buys commercial and multifamily real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
South Carolina loan request.
Questions
South Carolina lending, answered.
- Does Stokley Capital provide loans in South Carolina?
- Yes. We provide first-position, business-purpose loans on commercial and multifamily property in South Carolina — typically $1M–$5M, with larger loans considered.
- Does Stokley buy property in South Carolina?
- Yes. Stokley acquires commercial and multifamily real estate as a principal across asset classes. Submit any property for sale and we will review it.
- What kinds of South Carolina loan requests do you see?
- Stokley Capital reviews financing for industrial and hospitality assets tied to South Carolina's port, manufacturing, and tourism economy.
- What should a South Carolina loan request include?
- Property address and type, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Do you lend in second position?
- No. Stokley Capital lends in first position only.
- Do you publish rates or leverage?
- Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Next step
Have a South Carolina property to finance?
Send the property, the amount and the deadline. A principal will respond directly.