Southeast · Retail · First lien
Retail hard money loans in South Carolina.
First-position retail loans across South Carolina — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
South Carolina market context
The economy behind the collateral.
South Carolina's economy is anchored by advanced manufacturing tied to automotive and aerospace plants, deepwater port operations at Charleston, and a growing coastal tourism sector.
- Advanced manufacturing
- Port and logistics
- Tourism
- Automotive and aerospace supply chain
- Higher education
Retail underwriting
What we look at first.
- Rent roll, lease terms and near-term rollover
- Anchor and co-tenancy provisions
- Tenant sales, occupancy cost and credit
- Traffic, visibility and trade-area demographics
- Re-leasing cost: TI, commissions and downtime
Situations
Retail loans we see in South Carolina.
- Anchor vacancy or dark-store situations
- Re-tenanting and repositioning plans
- Maturities on centers with near-term lease rollover
- Acquisitions of centers priced below replacement cost
Selling a retail property in South Carolina? Stokley also buys real estate as a principal. Submit it for acquisition.
South Carolina metros
Local lending pages.
We lend across South Carolina, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
South Carolina retail loan request.
Questions
South Carolina retail loans, answered.
- Does Stokley Capital make retail loans in South Carolina?
- Yes. We make first-position retail hard money and bridge loans throughout South Carolina, including Charleston, Columbia, Greenville, Spartanburg and smaller markets.
- How large are your South Carolina retail loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a South Carolina retail loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in South Carolina
Next step
Financing retail in South Carolina?
Send the property, amount and deadline. A principal will respond directly.