Southeast · Retail · First lien
Retail hard money loans in Georgia.
First-position retail loans across Georgia — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
Georgia market context
The economy behind the collateral.
Georgia's economy is anchored by Atlanta's logistics, film, and corporate headquarters activity, complemented by the Port of Savannah, one of the busiest container ports on the East Coast. Agriculture, manufacturing, and a growing life sciences base extend the state's economic footprint beyond metro Atlanta.
- Logistics and distribution
- Film and media production
- Corporate headquarters
- Port and maritime trade
- Manufacturing
- Agribusiness
Retail underwriting
What we look at first.
- Rent roll, lease terms and near-term rollover
- Anchor and co-tenancy provisions
- Tenant sales, occupancy cost and credit
- Traffic, visibility and trade-area demographics
- Re-leasing cost: TI, commissions and downtime
Situations
Retail loans we see in Georgia.
- Anchor vacancy or dark-store situations
- Re-tenanting and repositioning plans
- Maturities on centers with near-term lease rollover
- Acquisitions of centers priced below replacement cost
Selling a retail property in Georgia? Stokley also buys real estate as a principal. Submit it for acquisition.
Georgia metros
Local lending pages.
We lend across Georgia, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
Georgia retail loan request.
Questions
Georgia retail loans, answered.
- Does Stokley Capital make retail loans in Georgia?
- Yes. We make first-position retail hard money and bridge loans throughout Georgia, including Atlanta, Savannah, Augusta, Columbus and smaller markets.
- How large are your Georgia retail loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Georgia retail loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Next step
Financing retail in Georgia?
Send the property, amount and deadline. A principal will respond directly.