Data Centers · First lien · Nationwide
Data center hard money & bridge loans.
Edge and colocation facilities, powered shells and industrial buildings being converted for data use. Secured power, fiber and the tenant plan decide the loan.
Stokley Intelligence · Updated September 2026
Data Center Market 2026: Vacancy, Power & Supply
A structured view of the developments shaping data centers, and the situations those developments may create for owners, lenders and investors.
Underwriting
What we look at first.
- Utility power: capacity in place, committed upgrades and timing
- Fiber access and carrier diversity
- Cooling, backup power and the capex to reach the target spec
- Tenant contracts or the credible leasing plan behind them
- Zoning, permitting and local opposition risk
Situations
Where we're most useful.
- Acquisitions of powered industrial buildings ahead of a conversion
- Bridge financing while a tenant lease or power upgrade is finalized
- Refinance of smaller edge or colocation facilities banks won't size
- Capital to finish a conversion before permanent financing
Selling a data center property? Stokley also buys real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Data center loan request.
Questions
Data center loans, answered.
- Do you provide data center hard money loans nationwide?
- Yes. Stokley Capital provides first-position, business-purpose data center loans nationwide, subject to state requirements.
- What size data center loans do you make?
- Typically $1M–$5M. Larger loans are considered.
- What do you look at first on a data center loan?
- Utility power: capacity in place, committed upgrades and timing; Fiber access and carrier diversity; Cooling, backup power and the capex to reach the target spec.
- Do you take second position?
- No. Every loan is a first lien on the property.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Next step
Have a data center loan request?
Send the property, amount and deadline. A principal will respond directly.