Southeast · Hotels & Hospitality · First lien
Hotel hard money loans in South Carolina.
First-position hotel loans across South Carolina — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
Hotel Market Outlook 2026: RevPAR & Debt
A structured view of the developments shaping U.S. hotels—and the situations those developments may create for owners, lenders and investors.
South Carolina market context
The economy behind the collateral.
South Carolina's economy is anchored by advanced manufacturing tied to automotive and aerospace plants, deepwater port operations at Charleston, and a growing coastal tourism sector.
- Advanced manufacturing
- Port and logistics
- Tourism
- Automotive and aerospace supply chain
- Higher education
Hotels & Hospitality underwriting
What we look at first.
- Trailing twelve-month RevPAR, occupancy and ADR
- Franchise status, PIP obligations and brand relationship
- Management company and labor model
- Demand generators and the local supply pipeline
- Capital plan and remaining FF&E life
Situations
Hotel loans we see in South Carolina.
- Property improvement plans (PIPs) a bank will not fund
- Maturities on hotels still recovering to prior performance
- Change of flag or conversion to independent
- Acquisitions from motivated or lender-driven sellers
Selling a hotel property in South Carolina? Stokley also buys real estate as a principal. Submit it for acquisition.
South Carolina metros
Local lending pages.
We lend across South Carolina, not only in these metros. Each page covers the local economy and a direct request form.
Hard money lending guidelines
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
South Carolina hotel loan request.
Questions
South Carolina hotel loans, answered.
- Does Stokley Capital make hotel loans in South Carolina?
- Yes. We make first-position hotel hard money and bridge loans throughout South Carolina, including Charleston, Columbia, Greenville, Spartanburg and smaller markets.
- How large are your South Carolina hotel loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a South Carolina hotel loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other property types in South Carolina
Next step
Financing hotel in South Carolina?
Send the property, amount and deadline. A principal will respond directly.