Southeast · South Carolina · Hotels & Hospitality · First lien

    Hotel hard money loans in Myrtle Beach, SC.

    First-position hotel loans in Myrtle Beach, South Carolina (SC) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.

    Stokley Intelligence · Updated September 2026

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    Myrtle Beach market context

    The Myrtle Beach economy behind the collateral.

    Myrtle Beach's economy is built almost entirely on coastal tourism, hospitality, and golf-related recreation.

    Stokley Capital considers hospitality and mixed-use financing tied to Myrtle Beach's tourism-driven commercial base.

    Economic anchors

    • Grand Strand coastal tourism
    • Myrtle Beach International Airport
    • Golf and resort industry

    Hotels & Hospitality underwriting

    What we look at first.

    • Trailing twelve-month RevPAR, occupancy and ADR
    • Franchise status, PIP obligations and brand relationship
    • Management company and labor model
    • Demand generators and the local supply pipeline
    • Capital plan and remaining FF&E life

    Situations

    Hotel loans we see in Myrtle Beach.

    • Property improvement plans (PIPs) a bank will not fund
    • Maturities on hotels still recovering to prior performance
    • Change of flag or conversion to independent
    • Acquisitions from motivated or lender-driven sellers

    Selling a hotel property in South Carolina? Stokley also buys real estate as a principal. Submit it for acquisition.

    Hard money lending guidelines

    Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.

    Annual rate
    From 11.5%
    Origination
    From 2% of the loan amount
    Term
    6 to 12 months
    Payments
    Interest only
    Loan-to-value
    Up to 70%
    Lien position
    First position only

    Third party closing costs are separate.

    Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.

    Request loan terms

    Myrtle Beach, SC hotel loan request.

    Loan request

    Only your email is required. No portal, no application fee, no obligation.

    Or reach us directly

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    Myrtle Beach, SC hotel loans, answered.

    Does Stokley Capital make hotel loans in Myrtle Beach, SC?
    Yes. We make first-position hotel hard money and bridge loans in Myrtle Beach, South Carolina (SC), typically $1M–$5M, with larger loans considered.
    What drives the Myrtle Beach market?
    Myrtle Beach's economy is built almost entirely on coastal tourism, hospitality, and golf-related recreation.
    What should a Myrtle Beach hotel loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.

    Next step

    Financing hotel in Myrtle Beach?

    Send the property, amount and deadline. A principal will respond directly.