Southeast · Hotels & Hospitality · First lien
Hotel hard money loans in Kentucky.
First-position hotel loans across Kentucky — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
Kentucky market context
The economy behind the collateral.
Kentucky's central location has made it a national air cargo and logistics hub, led by Louisville's UPS Worldport, while horse-racing tourism, bourbon production, and automotive manufacturing round out the state's economic base.
- Air cargo and logistics
- Automotive manufacturing
- Bourbon and food production
- Healthcare
- Equine and tourism
Hotels & Hospitality underwriting
What we look at first.
- Trailing twelve-month RevPAR, occupancy and ADR
- Franchise status, PIP obligations and brand relationship
- Management company and labor model
- Demand generators and the local supply pipeline
- Capital plan and remaining FF&E life
Situations
Hotel loans we see in Kentucky.
- Property improvement plans (PIPs) a bank will not fund
- Maturities on hotels still recovering to prior performance
- Change of flag or conversion to independent
- Acquisitions from motivated or lender-driven sellers
Selling a hotel property in Kentucky? Stokley also buys real estate as a principal. Submit it for acquisition.
Kentucky metros
Local lending pages.
We lend across Kentucky, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
Kentucky hotel loan request.
Questions
Kentucky hotel loans, answered.
- Does Stokley Capital make hotel loans in Kentucky?
- Yes. We make first-position hotel hard money and bridge loans throughout Kentucky, including Louisville, Lexington, Bowling Green and smaller markets.
- How large are your Kentucky hotel loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Kentucky hotel loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Next step
Financing hotel in Kentucky?
Send the property, amount and deadline. A principal will respond directly.