Stokley Capital

    Southeast · Manufactured Housing · First lien

    Manufactured housing hard money loans in Kentucky.

    First-position manufactured housing loans across Kentucky — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.

    Kentucky market context

    The economy behind the collateral.

    Kentucky's central location has made it a national air cargo and logistics hub, led by Louisville's UPS Worldport, while horse-racing tourism, bourbon production, and automotive manufacturing round out the state's economic base.

    • Air cargo and logistics
    • Automotive manufacturing
    • Bourbon and food production
    • Healthcare
    • Equine and tourism

    Manufactured Housing underwriting

    What we look at first.

    • Lot rent, occupancy and collections
    • Park-owned homes versus resident-owned homes
    • Water, sewer and utility infrastructure
    • Local regulation and rent-control exposure
    • Operator experience and the infill plan

    Situations

    Manufactured housing loans we see in Kentucky.

    • Acquisitions from long-time family owners
    • Infrastructure upgrades banks will not fund
    • Infill and home-placement programs
    • Maturities on parks still converting to resident-owned homes

    Selling a manufactured housing property in Kentucky? Stokley also buys real estate as a principal. Submit it for acquisition.

    Kentucky metros

    Local lending pages.

    We lend across Kentucky, not only in these metros. Each page covers the local economy and a direct request form.

    Request loan terms

    Kentucky manufactured housing loan request.

    Loan request

    Five required fields. No portal, no application fee, no obligation.

    Or reach us directly

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    Kentucky manufactured housing loans, answered.

    Does Stokley Capital make manufactured housing loans in Kentucky?
    Yes. We make first-position manufactured housing hard money and bridge loans throughout Kentucky, including Louisville, Lexington, Bowling Green and smaller markets.
    How large are your Kentucky manufactured housing loans?
    Typically $1M–$5M, first lien. Larger loans are considered.
    What should a Kentucky manufactured housing loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.

    Next step

    Financing manufactured housing in Kentucky?

    Send the property, amount and deadline. A principal will respond directly.