Southwest · Office · First lien
Office hard money loans in New Mexico.
First-position office loans across New Mexico — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
New Mexico market context
The economy behind the collateral.
New Mexico's economy centers on federal research and defense laboratories, oil and gas production in the Permian Basin, and a growing film and television production sector. Albuquerque anchors the state's technology and logistics base along the Interstate 25 and Interstate 40 corridors.
- Federal research and defense
- Oil and gas
- Film and media production
- Logistics and distribution
- Healthcare
- Higher education
Office underwriting
What we look at first.
- In-place tenancy, WALT and rollover schedule
- Basis relative to replacement cost and recent trades
- Leasing costs and the realistic absorption timeline
- Building systems, amenities and competitive position
- Alternative-use or conversion potential
Situations
Office loans we see in New Mexico.
- Loans maturing into a market where banks will not refinance
- Discounted acquisitions that need to close quickly
- Lease-up capital after a major tenant departure
- Medical office and owner-user transactions
Selling a office property in New Mexico? Stokley also buys real estate as a principal. Submit it for acquisition.
New Mexico metros
Local lending pages.
We lend across New Mexico, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
New Mexico office loan request.
Questions
New Mexico office loans, answered.
- Does Stokley Capital make office loans in New Mexico?
- Yes. We make first-position office hard money and bridge loans throughout New Mexico, including Albuquerque, Santa Fe, Las Cruces and smaller markets.
- How large are your New Mexico office loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a New Mexico office loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in New Mexico
Office loans nearby
Next step
Financing office in New Mexico?
Send the property, amount and deadline. A principal will respond directly.