Southwest · Retail · First lien
Retail hard money loans in New Mexico.
First-position retail loans across New Mexico — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
New Mexico market context
The economy behind the collateral.
New Mexico's economy centers on federal research and defense laboratories, oil and gas production in the Permian Basin, and a growing film and television production sector. Albuquerque anchors the state's technology and logistics base along the Interstate 25 and Interstate 40 corridors.
- Federal research and defense
- Oil and gas
- Film and media production
- Logistics and distribution
- Healthcare
- Higher education
Retail underwriting
What we look at first.
- Rent roll, lease terms and near-term rollover
- Anchor and co-tenancy provisions
- Tenant sales, occupancy cost and credit
- Traffic, visibility and trade-area demographics
- Re-leasing cost: TI, commissions and downtime
Situations
Retail loans we see in New Mexico.
- Anchor vacancy or dark-store situations
- Re-tenanting and repositioning plans
- Maturities on centers with near-term lease rollover
- Acquisitions of centers priced below replacement cost
Selling a retail property in New Mexico? Stokley also buys real estate as a principal. Submit it for acquisition.
New Mexico metros
Local lending pages.
We lend across New Mexico, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
New Mexico retail loan request.
Questions
New Mexico retail loans, answered.
- Does Stokley Capital make retail loans in New Mexico?
- Yes. We make first-position retail hard money and bridge loans throughout New Mexico, including Albuquerque, Santa Fe, Las Cruces and smaller markets.
- How large are your New Mexico retail loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a New Mexico retail loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in New Mexico
Retail loans nearby
Next step
Financing retail in New Mexico?
Send the property, amount and deadline. A principal will respond directly.