Southwest · Retail · First lien
Retail hard money loans in Arizona.
First-position retail loans across Arizona — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
Arizona market context
The economy behind the collateral.
Arizona's economy has diversified from tourism and retirement housing into semiconductor manufacturing, aerospace, and logistics, supported by growth in Phoenix and Tucson's advanced manufacturing corridors.
- Semiconductor manufacturing
- Aerospace and defense
- Logistics and distribution
- Tourism and hospitality
- Healthcare
- Higher education
Retail underwriting
What we look at first.
- Rent roll, lease terms and near-term rollover
- Anchor and co-tenancy provisions
- Tenant sales, occupancy cost and credit
- Traffic, visibility and trade-area demographics
- Re-leasing cost: TI, commissions and downtime
Situations
Retail loans we see in Arizona.
- Anchor vacancy or dark-store situations
- Re-tenanting and repositioning plans
- Maturities on centers with near-term lease rollover
- Acquisitions of centers priced below replacement cost
Selling a retail property in Arizona? Stokley also buys real estate as a principal. Submit it for acquisition.
Arizona metros
Local lending pages.
We lend across Arizona, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
Arizona retail loan request.
Questions
Arizona retail loans, answered.
- Does Stokley Capital make retail loans in Arizona?
- Yes. We make first-position retail hard money and bridge loans throughout Arizona, including Phoenix, Tucson, Mesa, Scottsdale and smaller markets.
- How large are your Arizona retail loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Arizona retail loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in Arizona
Retail loans nearby
Next step
Financing retail in Arizona?
Send the property, amount and deadline. A principal will respond directly.