Southwest · Mixed-Use · First lien
Mixed-use hard money loans in Arizona (AZ).
First-position mixed-use loans across Arizona (AZ). Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000. Reviewed and decided directly by the principals.
Yes. Stokley Capital makes first-position mixed-use hard money and bridge loans across Arizona (AZ), typically $500,000 to $5 million, with larger loans up to $10 to $15 million considered case by case and no loans under $500,000. Every loan is business-purpose and subject to underwriting.
Arizona market context
The economy behind the collateral.
Arizona's economy has diversified from tourism and retirement housing into semiconductor manufacturing, aerospace, and logistics, supported by growth in Phoenix and Tucson's advanced manufacturing corridors.
- Semiconductor manufacturing
- Aerospace and defense
- Logistics and distribution
- Tourism and hospitality
- Healthcare
- Higher education
Mixed-Use underwriting
Sized to as-is value.
Loans are sized to as-is real estate value, in first position, as bridge and hard money. Net operating income and projections do not set the loan amount.
- Income split and stability by component
- Residential rents and commercial tenancy
- Zoning, condo structure and separate metering
- Local foot traffic and neighborhood trajectory
- Capital needs across the building
Situations
Mixed-use loans we see in Arizona.
- Refinancing buildings that do not fit a single lender category
- Acquisitions needing speed ahead of a competing buyer
- Commercial lease-up beneath stabilized residential
- Renovation of older main-street buildings
Selling a mixed-use property in Arizona? Stokley Capital is also a real estate investment firm. We acquire, own and operate real estate across the United States. Submit it for acquisition.
Arizona metros
Local lending pages.
We lend across Arizona, not only in these metros. Each page covers the local economy and a direct request form.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third-party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Arizona mixed-use loan request.
Questions
Arizona mixed-use loans, answered.
- Does Stokley Capital make mixed-use loans in Arizona?
- Yes. We make first-position mixed-use hard money and bridge loans throughout Arizona (AZ), including Phoenix, Tucson, Mesa, Scottsdale and smaller markets.
- How large are your Arizona mixed-use loans?
- Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000.
- What should a Arizona mixed-use loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a direct private lender. Requests are reviewed and decided in-house.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other property types in Arizona
Mixed-use loans nearby
Next step
Financing mixed-use in Arizona?
Send the property, amount and deadline. A principal will respond directly.