West · Retail · First lien
Retail hard money loans in Washington.
First-position retail loans across Washington — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
Washington market context
The economy behind the collateral.
Washington's economy is led by technology and aerospace manufacturing in the Puget Sound region, supported by major ports handling Pacific trade and a strong agricultural export base east of the Cascades. Seattle and its surrounding metros are among the country's leading technology employment centers.
- Technology
- Aerospace manufacturing
- Maritime trade and logistics
- Agriculture and food processing
- Clean energy
- Tourism
Retail underwriting
What we look at first.
- Rent roll, lease terms and near-term rollover
- Anchor and co-tenancy provisions
- Tenant sales, occupancy cost and credit
- Traffic, visibility and trade-area demographics
- Re-leasing cost: TI, commissions and downtime
Situations
Retail loans we see in Washington.
- Anchor vacancy or dark-store situations
- Re-tenanting and repositioning plans
- Maturities on centers with near-term lease rollover
- Acquisitions of centers priced below replacement cost
Selling a retail property in Washington? Stokley also buys real estate as a principal. Submit it for acquisition.
Washington metros
Local lending pages.
We lend across Washington, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
Washington retail loan request.
Questions
Washington retail loans, answered.
- Does Stokley Capital make retail loans in Washington?
- Yes. We make first-position retail hard money and bridge loans throughout Washington, including Seattle, Spokane, Tacoma, Vancouver and smaller markets.
- How large are your Washington retail loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Washington retail loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in Washington
Retail loans nearby
Next step
Financing retail in Washington?
Send the property, amount and deadline. A principal will respond directly.