Midwest · Mixed-Use · First lien
Mixed-use hard money loans in Minnesota.
First-position mixed-use loans across Minnesota — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Minnesota market context
The economy behind the collateral.
Minnesota's economy is led by healthcare and medical technology, agribusiness processing, and corporate headquarters activity concentrated in the Minneapolis-St. Paul metro. The state also benefits from Mississippi River shipping and a strong logistics network.
- Healthcare and medical technology
- Agribusiness
- Corporate headquarters
- Financial services
- Logistics and distribution
- Manufacturing
Mixed-Use underwriting
What we look at first.
- Income split and stability by component
- Residential rents and commercial tenancy
- Zoning, condo structure and separate metering
- Local foot traffic and neighborhood trajectory
- Capital needs across the building
Situations
Mixed-use loans we see in Minnesota.
- Refinancing buildings that do not fit a single lender category
- Acquisitions needing speed ahead of a competing buyer
- Commercial lease-up beneath stabilized residential
- Renovation of older main-street buildings
Selling a mixed-use property in Minnesota? Stokley also buys real estate as a principal. Submit it for acquisition.
Minnesota metros
Local lending pages.
We lend across Minnesota, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
Minnesota mixed-use loan request.
Questions
Minnesota mixed-use loans, answered.
- Does Stokley Capital make mixed-use loans in Minnesota?
- Yes. We make first-position mixed-use hard money and bridge loans throughout Minnesota, including Minneapolis, Saint Paul, Rochester, Duluth and smaller markets.
- How large are your Minnesota mixed-use loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Minnesota mixed-use loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in Minnesota
Next step
Financing mixed-use in Minnesota?
Send the property, amount and deadline. A principal will respond directly.