Midwest · Multifamily · First lien
Multifamily hard money loans in Minnesota.
First-position multifamily loans across Minnesota — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
Minnesota market context
The economy behind the collateral.
Minnesota's economy is led by healthcare and medical technology, agribusiness processing, and corporate headquarters activity concentrated in the Minneapolis-St. Paul metro. The state also benefits from Mississippi River shipping and a strong logistics network.
- Healthcare and medical technology
- Agribusiness
- Corporate headquarters
- Financial services
- Logistics and distribution
- Manufacturing
Multifamily underwriting
What we look at first.
- Trailing rent roll, collections and concessions
- Unit condition and the real cost of turns and deferred capex
- Expense load — insurance, taxes, payroll and utilities
- Submarket rents and competing new supply
- Sponsor's operating track record and management plan
Situations
Multifamily loans we see in Minnesota.
- Floating-rate bridge loans maturing before the property is ready for agency debt
- Acquisitions of underperforming communities with a renovation plan
- Lease-up after a renovation or new delivery
- Partnership disputes that require a buyout
Selling a multifamily property in Minnesota? Stokley also buys real estate as a principal. Submit it for acquisition.
Minnesota metros
Local lending pages.
We lend across Minnesota, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
Minnesota multifamily loan request.
Questions
Minnesota multifamily loans, answered.
- Does Stokley Capital make multifamily loans in Minnesota?
- Yes. We make first-position multifamily hard money and bridge loans throughout Minnesota, including Minneapolis, Saint Paul, Rochester, Duluth and smaller markets.
- How large are your Minnesota multifamily loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Minnesota multifamily loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in Minnesota
Next step
Financing multifamily in Minnesota?
Send the property, amount and deadline. A principal will respond directly.