Midwest · Multifamily · First lien
Multifamily hard money loans in Michigan.
First-position multifamily loans across Michigan — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
Michigan market context
The economy behind the collateral.
Michigan's economy remains rooted in automotive manufacturing and engineering, supported by advanced manufacturing supply chains, higher education, and Great Lakes shipping. Detroit and its surrounding metros continue to diversify into mobility technology and logistics.
- Automotive manufacturing
- Advanced manufacturing
- Higher education
- Great Lakes shipping
- Healthcare
- Mobility technology
Multifamily underwriting
What we look at first.
- Trailing rent roll, collections and concessions
- Unit condition and the real cost of turns and deferred capex
- Expense load — insurance, taxes, payroll and utilities
- Submarket rents and competing new supply
- Sponsor's operating track record and management plan
Situations
Multifamily loans we see in Michigan.
- Floating-rate bridge loans maturing before the property is ready for agency debt
- Acquisitions of underperforming communities with a renovation plan
- Lease-up after a renovation or new delivery
- Partnership disputes that require a buyout
Selling a multifamily property in Michigan? Stokley also buys real estate as a principal. Submit it for acquisition.
Michigan metros
Local lending pages.
We lend across Michigan, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
Michigan multifamily loan request.
Questions
Michigan multifamily loans, answered.
- Does Stokley Capital make multifamily loans in Michigan?
- Yes. We make first-position multifamily hard money and bridge loans throughout Michigan, including Detroit, Grand Rapids, Ann Arbor, Lansing and smaller markets.
- How large are your Michigan multifamily loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Michigan multifamily loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in Michigan
Next step
Financing multifamily in Michigan?
Send the property, amount and deadline. A principal will respond directly.