Midwest · Mixed-Use · First lien
Mixed-use hard money loans in Michigan.
First-position mixed-use loans across Michigan — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Michigan market context
The economy behind the collateral.
Michigan's economy remains rooted in automotive manufacturing and engineering, supported by advanced manufacturing supply chains, higher education, and Great Lakes shipping. Detroit and its surrounding metros continue to diversify into mobility technology and logistics.
- Automotive manufacturing
- Advanced manufacturing
- Higher education
- Great Lakes shipping
- Healthcare
- Mobility technology
Mixed-Use underwriting
What we look at first.
- Income split and stability by component
- Residential rents and commercial tenancy
- Zoning, condo structure and separate metering
- Local foot traffic and neighborhood trajectory
- Capital needs across the building
Situations
Mixed-use loans we see in Michigan.
- Refinancing buildings that do not fit a single lender category
- Acquisitions needing speed ahead of a competing buyer
- Commercial lease-up beneath stabilized residential
- Renovation of older main-street buildings
Selling a mixed-use property in Michigan? Stokley also buys real estate as a principal. Submit it for acquisition.
Michigan metros
Local lending pages.
We lend across Michigan, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
Michigan mixed-use loan request.
Questions
Michigan mixed-use loans, answered.
- Does Stokley Capital make mixed-use loans in Michigan?
- Yes. We make first-position mixed-use hard money and bridge loans throughout Michigan, including Detroit, Grand Rapids, Ann Arbor, Lansing and smaller markets.
- How large are your Michigan mixed-use loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Michigan mixed-use loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in Michigan
Next step
Financing mixed-use in Michigan?
Send the property, amount and deadline. A principal will respond directly.