Midwest · Office · First lien
Office hard money loans in Minnesota.
First-position office loans across Minnesota — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
Minnesota market context
The economy behind the collateral.
Minnesota's economy is led by healthcare and medical technology, agribusiness processing, and corporate headquarters activity concentrated in the Minneapolis-St. Paul metro. The state also benefits from Mississippi River shipping and a strong logistics network.
- Healthcare and medical technology
- Agribusiness
- Corporate headquarters
- Financial services
- Logistics and distribution
- Manufacturing
Office underwriting
What we look at first.
- In-place tenancy, WALT and rollover schedule
- Basis relative to replacement cost and recent trades
- Leasing costs and the realistic absorption timeline
- Building systems, amenities and competitive position
- Alternative-use or conversion potential
Situations
Office loans we see in Minnesota.
- Loans maturing into a market where banks will not refinance
- Discounted acquisitions that need to close quickly
- Lease-up capital after a major tenant departure
- Medical office and owner-user transactions
Selling a office property in Minnesota? Stokley also buys real estate as a principal. Submit it for acquisition.
Minnesota metros
Local lending pages.
We lend across Minnesota, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
Minnesota office loan request.
Questions
Minnesota office loans, answered.
- Does Stokley Capital make office loans in Minnesota?
- Yes. We make first-position office hard money and bridge loans throughout Minnesota, including Minneapolis, Saint Paul, Rochester, Duluth and smaller markets.
- How large are your Minnesota office loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Minnesota office loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in Minnesota
Next step
Financing office in Minnesota?
Send the property, amount and deadline. A principal will respond directly.