Midwest · Office · First lien

    Office hard money loans in Kansas.

    First-position office loans across Kansas — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.

    Stokley Intelligence · Updated September 2026

    Office Market 2026: Vacancy & Distress

    A structured view of the developments shaping the U.S. office market—and the situations those developments may create for owners, lenders and investors.

    Read the office analysis

    Kansas market context

    The economy behind the collateral.

    Kansas's economy blends agriculture and food processing with aviation manufacturing centered in Wichita, alongside a growing corporate and logistics presence in the Kansas City metro area.

    • Aviation manufacturing
    • Agriculture
    • Logistics and distribution
    • Energy
    • Corporate services

    Office underwriting

    What we look at first.

    • In-place tenancy, WALT and rollover schedule
    • Basis relative to replacement cost and recent trades
    • Leasing costs and the realistic absorption timeline
    • Building systems, amenities and competitive position
    • Alternative-use or conversion potential

    Situations

    Office loans we see in Kansas.

    • Loans maturing into a market where banks will not refinance
    • Discounted acquisitions that need to close quickly
    • Lease-up capital after a major tenant departure
    • Medical office and owner-user transactions

    Selling a office property in Kansas? Stokley also buys real estate as a principal. Submit it for acquisition.

    Kansas metros

    Local lending pages.

    We lend across Kansas, not only in these metros. Each page covers the local economy and a direct request form.

    Hard money lending guidelines

    Annual rate
    From 11.5%
    Origination
    From 2% of the loan amount
    Term
    6 to 12 months
    Payments
    Interest only
    Loan-to-value
    Up to 70%
    Lien position
    First position only

    Third party closing costs are separate.

    Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.

    Request loan terms

    Kansas office loan request.

    Loan request

    Only your email is required. No portal, no application fee, no obligation.

    Or reach us directly

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    Kansas office loans, answered.

    Does Stokley Capital make office loans in Kansas?
    Yes. We make first-position office hard money and bridge loans throughout Kansas, including Wichita, Overland Park, Topeka and smaller markets.
    How large are your Kansas office loans?
    Typically $1M–$5M, first lien. Larger loans are considered.
    What should a Kansas office loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.

    Next step

    Financing office in Kansas?

    Send the property, amount and deadline. A principal will respond directly.