Midwest · Retail · First lien
Retail hard money loans in Kansas.
First-position retail loans across Kansas — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
Retail Real Estate 2026: Vacancy, Rents
A structured view of the developments shaping U.S. shopping centers and neighborhood retail—and the situations those developments may create for owners, lenders and investors.
Kansas market context
The economy behind the collateral.
Kansas's economy blends agriculture and food processing with aviation manufacturing centered in Wichita, alongside a growing corporate and logistics presence in the Kansas City metro area.
- Aviation manufacturing
- Agriculture
- Logistics and distribution
- Energy
- Corporate services
Retail underwriting
What we look at first.
- Rent roll, lease terms and near-term rollover
- Anchor and co-tenancy provisions
- Tenant sales, occupancy cost and credit
- Traffic, visibility and trade-area demographics
- Re-leasing cost: TI, commissions and downtime
Situations
Retail loans we see in Kansas.
- Anchor vacancy or dark-store situations
- Re-tenanting and repositioning plans
- Maturities on centers with near-term lease rollover
- Acquisitions of centers priced below replacement cost
Selling a retail property in Kansas? Stokley also buys real estate as a principal. Submit it for acquisition.
Kansas metros
Local lending pages.
We lend across Kansas, not only in these metros. Each page covers the local economy and a direct request form.
Hard money lending guidelines
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Kansas retail loan request.
Questions
Kansas retail loans, answered.
- Does Stokley Capital make retail loans in Kansas?
- Yes. We make first-position retail hard money and bridge loans throughout Kansas, including Wichita, Overland Park, Topeka and smaller markets.
- How large are your Kansas retail loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Kansas retail loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other property types in Kansas
Next step
Financing retail in Kansas?
Send the property, amount and deadline. A principal will respond directly.