Midwest · Self-Storage · First lien
Self-storage hard money loans in Iowa.
First-position self-storage loans across Iowa — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
Self-Storage Market Data 2026
A sourced view of U.S. self-storage fundamentals—occupancy, rents, new supply and capital markets—and the situations they may create for owners, lenders and investors.
Iowa market context
The economy behind the collateral.
Iowa's economy combines large-scale agriculture and food processing with a growing insurance and financial services sector centered in Des Moines, supported by an expanding data center and renewable energy footprint.
- Agriculture and food processing
- Insurance and financial services
- Manufacturing
- Renewable energy
- Data centers
Self-Storage underwriting
What we look at first.
- Physical and economic occupancy
- Street rates, in-place rates and discounting
- Management platform and revenue systems
- New supply within the trade area
- Expansion land and conversion costs
Situations
Self-storage loans we see in Iowa.
- Lease-up after a new build or conversion
- Acquisitions from mom-and-pop owners
- Expansion capital on existing facilities
- Maturities on facilities still stabilizing
Selling a self-storage property in Iowa? Stokley also buys real estate as a principal. Submit it for acquisition.
Iowa metros
Local lending pages.
We lend across Iowa, not only in these metros. Each page covers the local economy and a direct request form.
Hard money lending guidelines
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Iowa self-storage loan request.
Questions
Iowa self-storage loans, answered.
- Does Stokley Capital make self-storage loans in Iowa?
- Yes. We make first-position self-storage hard money and bridge loans throughout Iowa, including Des Moines, Cedar Rapids, Davenport and smaller markets.
- How large are your Iowa self-storage loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Iowa self-storage loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other property types in Iowa
Next step
Financing self-storage in Iowa?
Send the property, amount and deadline. A principal will respond directly.