Mid-Atlantic · Mixed-Use · First lien

    Mixed-use hard money loans in District of Columbia.

    First-position mixed-use loans across District of Columbia — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.

    District of Columbia market context

    The economy behind the collateral.

    The District of Columbia's economy is built on the federal government, related professional and legal services, and a large institutional and nonprofit sector, supported by a dense transit and airport network.

    • Federal government
    • Legal and professional services
    • Higher education
    • Tourism
    • Nonprofit and association headquarters

    Mixed-Use underwriting

    What we look at first.

    • Income split and stability by component
    • Residential rents and commercial tenancy
    • Zoning, condo structure and separate metering
    • Local foot traffic and neighborhood trajectory
    • Capital needs across the building

    Situations

    Mixed-use loans we see in District of Columbia.

    • Refinancing buildings that do not fit a single lender category
    • Acquisitions needing speed ahead of a competing buyer
    • Commercial lease-up beneath stabilized residential
    • Renovation of older main-street buildings

    Selling a mixed-use property in District of Columbia? Stokley also buys real estate as a principal. Submit it for acquisition.

    District of Columbia metros

    Local lending pages.

    We lend across District of Columbia, not only in these metros. Each page covers the local economy and a direct request form.

    Hard money lending guidelines

    Annual rate
    From 11.5%
    Origination
    From 2% of the loan amount
    Term
    6 to 12 months
    Payments
    Interest only
    Loan-to-value
    Up to 70%
    Lien position
    First position only

    Third party closing costs are separate.

    Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.

    Request loan terms

    District of Columbia mixed-use loan request.

    Loan request

    Only your email is required. No portal, no application fee, no obligation.

    Or reach us directly

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    District of Columbia mixed-use loans, answered.

    Does Stokley Capital make mixed-use loans in District of Columbia?
    Yes. We make first-position mixed-use hard money and bridge loans throughout District of Columbia, including Washington and smaller markets.
    How large are your District of Columbia mixed-use loans?
    Typically $1M–$5M, first lien. Larger loans are considered.
    What should a District of Columbia mixed-use loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.

    Next step

    Financing mixed-use in District of Columbia?

    Send the property, amount and deadline. A principal will respond directly.