Mid-Atlantic · Mixed-Use · First lien
Mixed-use hard money loans in Delaware.
First-position mixed-use loans across Delaware — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Delaware market context
The economy behind the collateral.
Delaware's economy is centered on financial and legal services tied to its corporate registration industry, alongside chemical manufacturing and logistics along the I-95 corridor.
- Banking and financial services
- Chemical manufacturing
- Corporate legal services
- Logistics and distribution
- Healthcare
Mixed-Use underwriting
What we look at first.
- Income split and stability by component
- Residential rents and commercial tenancy
- Zoning, condo structure and separate metering
- Local foot traffic and neighborhood trajectory
- Capital needs across the building
Situations
Mixed-use loans we see in Delaware.
- Refinancing buildings that do not fit a single lender category
- Acquisitions needing speed ahead of a competing buyer
- Commercial lease-up beneath stabilized residential
- Renovation of older main-street buildings
Selling a mixed-use property in Delaware? Stokley also buys real estate as a principal. Submit it for acquisition.
Delaware metros
Local lending pages.
We lend across Delaware, not only in these metros. Each page covers the local economy and a direct request form.
Hard money lending guidelines
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Delaware mixed-use loan request.
Questions
Delaware mixed-use loans, answered.
- Does Stokley Capital make mixed-use loans in Delaware?
- Yes. We make first-position mixed-use hard money and bridge loans throughout Delaware, including Wilmington, Dover and smaller markets.
- How large are your Delaware mixed-use loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Delaware mixed-use loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other property types in Delaware
Mixed-use loans nearby
Next step
Financing mixed-use in Delaware?
Send the property, amount and deadline. A principal will respond directly.