Mid-Atlantic · Mixed-Use · First lien
Mixed-use hard money loans in West Virginia.
First-position mixed-use loans across West Virginia — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
West Virginia market context
The economy behind the collateral.
West Virginia's economy is historically tied to coal, natural gas and chemical production, with a growing presence in healthcare, tourism, and logistics tied to Appalachian highway corridors. Its terrain has concentrated commercial activity in a smaller number of regional centers.
- Energy and natural gas
- Chemical manufacturing
- Healthcare
- Tourism and outdoor recreation
- Higher education
Mixed-Use underwriting
What we look at first.
- Income split and stability by component
- Residential rents and commercial tenancy
- Zoning, condo structure and separate metering
- Local foot traffic and neighborhood trajectory
- Capital needs across the building
Situations
Mixed-use loans we see in West Virginia.
- Refinancing buildings that do not fit a single lender category
- Acquisitions needing speed ahead of a competing buyer
- Commercial lease-up beneath stabilized residential
- Renovation of older main-street buildings
Selling a mixed-use property in West Virginia? Stokley also buys real estate as a principal. Submit it for acquisition.
West Virginia metros
Local lending pages.
We lend across West Virginia, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
West Virginia mixed-use loan request.
Questions
West Virginia mixed-use loans, answered.
- Does Stokley Capital make mixed-use loans in West Virginia?
- Yes. We make first-position mixed-use hard money and bridge loans throughout West Virginia, including Charleston, Huntington, Morgantown and smaller markets.
- How large are your West Virginia mixed-use loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a West Virginia mixed-use loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in West Virginia
Mixed-use loans nearby
Next step
Financing mixed-use in West Virginia?
Send the property, amount and deadline. A principal will respond directly.