Mid-Atlantic · Manufactured Housing · First lien
Manufactured housing hard money loans in West Virginia.
First-position manufactured housing loans across West Virginia — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
West Virginia market context
The economy behind the collateral.
West Virginia's economy is historically tied to coal, natural gas and chemical production, with a growing presence in healthcare, tourism, and logistics tied to Appalachian highway corridors. Its terrain has concentrated commercial activity in a smaller number of regional centers.
- Energy and natural gas
- Chemical manufacturing
- Healthcare
- Tourism and outdoor recreation
- Higher education
Manufactured Housing underwriting
What we look at first.
- Lot rent, occupancy and collections
- Park-owned homes versus resident-owned homes
- Water, sewer and utility infrastructure
- Local regulation and rent-control exposure
- Operator experience and the infill plan
Situations
Manufactured housing loans we see in West Virginia.
- Acquisitions from long-time family owners
- Infrastructure upgrades banks will not fund
- Infill and home-placement programs
- Maturities on parks still converting to resident-owned homes
Selling a manufactured housing property in West Virginia? Stokley also buys real estate as a principal. Submit it for acquisition.
West Virginia metros
Local lending pages.
We lend across West Virginia, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
West Virginia manufactured housing loan request.
Questions
West Virginia manufactured housing loans, answered.
- Does Stokley Capital make manufactured housing loans in West Virginia?
- Yes. We make first-position manufactured housing hard money and bridge loans throughout West Virginia, including Charleston, Huntington, Morgantown and smaller markets.
- How large are your West Virginia manufactured housing loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a West Virginia manufactured housing loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in West Virginia
Manufactured housing loans nearby
Next step
Financing manufactured housing in West Virginia?
Send the property, amount and deadline. A principal will respond directly.