Stokley Capital

    Mid-Atlantic · Manufactured Housing · First lien

    Manufactured housing hard money loans in Virginia.

    First-position manufactured housing loans across Virginia — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.

    Virginia market context

    The economy behind the collateral.

    Virginia's economy is shaped by federal government activity and defense spending in Northern Virginia and Hampton Roads, a major port and naval complex, and growing data center and technology investment. The state also maintains a broad base in agriculture and higher education.

    • Federal government and defense
    • Data centers and technology
    • Port and maritime logistics
    • Higher education
    • Financial and professional services
    • Agriculture

    Manufactured Housing underwriting

    What we look at first.

    • Lot rent, occupancy and collections
    • Park-owned homes versus resident-owned homes
    • Water, sewer and utility infrastructure
    • Local regulation and rent-control exposure
    • Operator experience and the infill plan

    Situations

    Manufactured housing loans we see in Virginia.

    • Acquisitions from long-time family owners
    • Infrastructure upgrades banks will not fund
    • Infill and home-placement programs
    • Maturities on parks still converting to resident-owned homes

    Selling a manufactured housing property in Virginia? Stokley also buys real estate as a principal. Submit it for acquisition.

    Virginia metros

    Local lending pages.

    We lend across Virginia, not only in these metros. Each page covers the local economy and a direct request form.

    Request loan terms

    Virginia manufactured housing loan request.

    Loan request

    Five required fields. No portal, no application fee, no obligation.

    Or reach us directly

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    Virginia manufactured housing loans, answered.

    Does Stokley Capital make manufactured housing loans in Virginia?
    Yes. We make first-position manufactured housing hard money and bridge loans throughout Virginia, including Virginia Beach, Richmond, Norfolk, Arlington and smaller markets.
    How large are your Virginia manufactured housing loans?
    Typically $1M–$5M, first lien. Larger loans are considered.
    What should a Virginia manufactured housing loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.

    Next step

    Financing manufactured housing in Virginia?

    Send the property, amount and deadline. A principal will respond directly.