Mid-Atlantic · Hotels & Hospitality · First lien
Hotel hard money loans in West Virginia.
First-position hotel loans across West Virginia — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
West Virginia market context
The economy behind the collateral.
West Virginia's economy is historically tied to coal, natural gas and chemical production, with a growing presence in healthcare, tourism, and logistics tied to Appalachian highway corridors. Its terrain has concentrated commercial activity in a smaller number of regional centers.
- Energy and natural gas
- Chemical manufacturing
- Healthcare
- Tourism and outdoor recreation
- Higher education
Hotels & Hospitality underwriting
What we look at first.
- Trailing twelve-month RevPAR, occupancy and ADR
- Franchise status, PIP obligations and brand relationship
- Management company and labor model
- Demand generators and the local supply pipeline
- Capital plan and remaining FF&E life
Situations
Hotel loans we see in West Virginia.
- Property improvement plans (PIPs) a bank will not fund
- Maturities on hotels still recovering to prior performance
- Change of flag or conversion to independent
- Acquisitions from motivated or lender-driven sellers
Selling a hotel property in West Virginia? Stokley also buys real estate as a principal. Submit it for acquisition.
West Virginia metros
Local lending pages.
We lend across West Virginia, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
West Virginia hotel loan request.
Questions
West Virginia hotel loans, answered.
- Does Stokley Capital make hotel loans in West Virginia?
- Yes. We make first-position hotel hard money and bridge loans throughout West Virginia, including Charleston, Huntington, Morgantown and smaller markets.
- How large are your West Virginia hotel loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a West Virginia hotel loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in West Virginia
Hotel loans nearby
Next step
Financing hotel in West Virginia?
Send the property, amount and deadline. A principal will respond directly.