Mid-Atlantic · Hotels & Hospitality · First lien

    Hotel hard money loans in West Virginia (WV).

    First-position hotel loans across West Virginia (WV). Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000. Reviewed and decided directly by the principals.

    Yes. Stokley Capital makes first-position hotel hard money and bridge loans across West Virginia (WV), typically $500,000 to $5 million, with larger loans up to $10 to $15 million considered case by case and no loans under $500,000. Every loan is business-purpose and subject to underwriting.

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    West Virginia market context

    The economy behind the collateral.

    West Virginia's economy is historically tied to coal, natural gas and chemical production, with a growing presence in healthcare, tourism, and logistics tied to Appalachian highway corridors. Its terrain has concentrated commercial activity in a smaller number of regional centers.

    • Energy and natural gas
    • Chemical manufacturing
    • Healthcare
    • Tourism and outdoor recreation
    • Higher education

    Hotels & Hospitality underwriting

    Sized to as-is value.

    Loans are sized to as-is real estate value, in first position, as bridge and hard money. Net operating income and projections do not set the loan amount.

    • Trailing twelve-month RevPAR, occupancy and ADR
    • Franchise status, PIP obligations and brand relationship
    • Management company and labor model
    • Demand generators and the local supply pipeline
    • Capital plan and remaining FF&E life

    Situations

    Hotel loans we see in West Virginia.

    • Property improvement plans (PIPs) a bank will not fund
    • Maturities on hotels still recovering to prior performance
    • Change of flag or conversion to independent
    • Acquisitions from motivated or lender-driven sellers

    Selling a hotel property in West Virginia? Stokley Capital is also a real estate investment firm. We acquire, own and operate real estate across the United States. Submit it for acquisition.

    West Virginia metros

    Local lending pages.

    We lend across West Virginia, not only in these metros. Each page covers the local economy and a direct request form.

    Hard money lending guidelines

    Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.

    Term
    6 to 12 months
    Payments
    Interest only
    Loan-to-value
    Up to 70%
    Lien position
    First position only

    Third-party closing costs are separate.

    Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.

    Request loan terms

    West Virginia hotel loan request.

    Loan request

    1. Contact
    2. Deal
    3. Documents

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    Only your email is required. No application fee, no obligation.

    We'll save your progress and may email you a link to finish. The link expires in 14 days.

    Submit a deal if you only have the basics.

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    West Virginia hotel loans, answered.

    Does Stokley Capital make hotel loans in West Virginia?
    Yes. We make first-position hotel hard money and bridge loans throughout West Virginia (WV), including Charleston, Huntington, Morgantown and smaller markets.
    How large are your West Virginia hotel loans?
    Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000.
    What should a West Virginia hotel loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a direct private lender. Requests are reviewed and decided in-house.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.

    Next step

    Financing hotel in West Virginia?

    Send the property, amount and deadline. A principal will respond directly.

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