Mid-Atlantic · Mixed-Use · First lien
Mixed-use hard money loans in Maryland.
First-position mixed-use loans across Maryland — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Maryland market context
The economy behind the collateral.
Maryland's economy is anchored by federal government activity, defense and cybersecurity contracting, and the Port of Baltimore, one of the busiest East Coast gateways for autos and roll-on/roll-off cargo. Life sciences and biotechnology cluster around the National Institutes of Health and Johns Hopkins University, supported by a dense network of research institutions.
- Federal government and defense
- Port logistics
- Life sciences and biotech
- Healthcare
- Higher education
- Cybersecurity
Mixed-Use underwriting
What we look at first.
- Income split and stability by component
- Residential rents and commercial tenancy
- Zoning, condo structure and separate metering
- Local foot traffic and neighborhood trajectory
- Capital needs across the building
Situations
Mixed-use loans we see in Maryland.
- Refinancing buildings that do not fit a single lender category
- Acquisitions needing speed ahead of a competing buyer
- Commercial lease-up beneath stabilized residential
- Renovation of older main-street buildings
Selling a mixed-use property in Maryland? Stokley also buys real estate as a principal. Submit it for acquisition.
Maryland metros
Local lending pages.
We lend across Maryland, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
Maryland mixed-use loan request.
Questions
Maryland mixed-use loans, answered.
- Does Stokley Capital make mixed-use loans in Maryland?
- Yes. We make first-position mixed-use hard money and bridge loans throughout Maryland, including Baltimore, Columbia, Silver Spring, Annapolis and smaller markets.
- How large are your Maryland mixed-use loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Maryland mixed-use loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in Maryland
Mixed-use loans nearby
Next step
Financing mixed-use in Maryland?
Send the property, amount and deadline. A principal will respond directly.