Mid-Atlantic · Retail · First lien
Retail hard money loans in Maryland.
First-position retail loans across Maryland — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
Maryland market context
The economy behind the collateral.
Maryland's economy is anchored by federal government activity, defense and cybersecurity contracting, and the Port of Baltimore, one of the busiest East Coast gateways for autos and roll-on/roll-off cargo. Life sciences and biotechnology cluster around the National Institutes of Health and Johns Hopkins University, supported by a dense network of research institutions.
- Federal government and defense
- Port logistics
- Life sciences and biotech
- Healthcare
- Higher education
- Cybersecurity
Retail underwriting
What we look at first.
- Rent roll, lease terms and near-term rollover
- Anchor and co-tenancy provisions
- Tenant sales, occupancy cost and credit
- Traffic, visibility and trade-area demographics
- Re-leasing cost: TI, commissions and downtime
Situations
Retail loans we see in Maryland.
- Anchor vacancy or dark-store situations
- Re-tenanting and repositioning plans
- Maturities on centers with near-term lease rollover
- Acquisitions of centers priced below replacement cost
Selling a retail property in Maryland? Stokley also buys real estate as a principal. Submit it for acquisition.
Maryland metros
Local lending pages.
We lend across Maryland, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
Maryland retail loan request.
Questions
Maryland retail loans, answered.
- Does Stokley Capital make retail loans in Maryland?
- Yes. We make first-position retail hard money and bridge loans throughout Maryland, including Baltimore, Columbia, Silver Spring, Annapolis and smaller markets.
- How large are your Maryland retail loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Maryland retail loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in Maryland
Retail loans nearby
Next step
Financing retail in Maryland?
Send the property, amount and deadline. A principal will respond directly.