Mid-Atlantic · Multifamily · First lien

    Multifamily hard money loans in Delaware (DE).

    First-position multifamily loans across Delaware (DE). Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000. Reviewed and decided directly by the principals.

    Yes. Stokley Capital makes first-position multifamily hard money and bridge loans across Delaware (DE), typically $500,000 to $5 million, with larger loans up to $10 to $15 million considered case by case and no loans under $500,000. Every loan is business-purpose and subject to underwriting.

    Stokley Capital Intelligence · Updated September 2026

    Multifamily Market Outlook 2026

    A structured view of the developments shaping multifamily, and the situations those developments may create for owners, lenders and investors.

    Read the multifamily analysis

    Delaware market context

    The economy behind the collateral.

    Delaware's economy is centered on financial and legal services tied to its corporate registration industry, alongside chemical manufacturing and logistics along the I-95 corridor.

    • Banking and financial services
    • Chemical manufacturing
    • Corporate legal services
    • Logistics and distribution
    • Healthcare

    Multifamily underwriting

    Sized to as-is value.

    Loans are sized to as-is real estate value, in first position, as bridge and hard money. Net operating income and projections do not set the loan amount.

    • Trailing rent roll, collections and concessions
    • Unit condition and the real cost of turns and deferred capex
    • Expense load: insurance, taxes, payroll and utilities
    • Submarket rents and competing new supply
    • Sponsor's operating track record and management plan

    Situations

    Multifamily loans we see in Delaware.

    • Floating-rate bridge loans maturing before the property is ready for agency debt
    • Acquisitions of underperforming communities with a renovation plan
    • Lease-up after a renovation or new delivery
    • Partnership disputes that require a buyout

    Selling a multifamily property in Delaware? Stokley Capital is also a real estate investment firm. We acquire, own and operate real estate across the United States. Submit it for acquisition.

    Delaware metros

    Local lending pages.

    We lend across Delaware, not only in these metros. Each page covers the local economy and a direct request form.

    Hard money lending guidelines

    Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.

    Term
    6 to 12 months
    Payments
    Interest only
    Loan-to-value
    Up to 70%
    Lien position
    First position only

    Third-party closing costs are separate.

    Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.

    Request loan terms

    Delaware multifamily loan request.

    Loan request

    1. Contact
    2. Deal
    3. Documents

    Step 1 of 3 · about 20 sec left

    Only your email is required. No application fee, no obligation.

    We'll save your progress and may email you a link to finish. The link expires in 14 days.

    Submit a deal if you only have the basics.

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    Delaware multifamily loans, answered.

    Does Stokley Capital make multifamily loans in Delaware?
    Yes. We make first-position multifamily hard money and bridge loans throughout Delaware (DE), including Wilmington, Dover and smaller markets.
    How large are your Delaware multifamily loans?
    Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000.
    What should a Delaware multifamily loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a direct private lender. Requests are reviewed and decided in-house.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.

    Next step

    Financing multifamily in Delaware?

    Send the property, amount and deadline. A principal will respond directly.