Stokley Capital

    Mountain West · Mixed-Use · First lien

    Mixed-use hard money loans in Montana.

    First-position mixed-use loans across Montana — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.

    Montana market context

    The economy behind the collateral.

    Montana's economy is built on agriculture, natural resource extraction, and a growing tourism sector centered on outdoor recreation near Yellowstone and Glacier National Parks. Healthcare and small-scale manufacturing round out regional economic centers.

    • Agriculture
    • Natural resources and mining
    • Tourism and outdoor recreation
    • Healthcare
    • Timber and wood products
    • Rail transportation

    Mixed-Use underwriting

    What we look at first.

    • Income split and stability by component
    • Residential rents and commercial tenancy
    • Zoning, condo structure and separate metering
    • Local foot traffic and neighborhood trajectory
    • Capital needs across the building

    Situations

    Mixed-use loans we see in Montana.

    • Refinancing buildings that do not fit a single lender category
    • Acquisitions needing speed ahead of a competing buyer
    • Commercial lease-up beneath stabilized residential
    • Renovation of older main-street buildings

    Selling a mixed-use property in Montana? Stokley also buys real estate as a principal. Submit it for acquisition.

    Montana metros

    Local lending pages.

    We lend across Montana, not only in these metros. Each page covers the local economy and a direct request form.

    Request loan terms

    Montana mixed-use loan request.

    Loan request

    Five required fields. No portal, no application fee, no obligation.

    Or reach us directly

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    Montana mixed-use loans, answered.

    Does Stokley Capital make mixed-use loans in Montana?
    Yes. We make first-position mixed-use hard money and bridge loans throughout Montana, including Billings, Missoula, Bozeman and smaller markets.
    How large are your Montana mixed-use loans?
    Typically $1M–$5M, first lien. Larger loans are considered.
    What should a Montana mixed-use loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.

    Next step

    Financing mixed-use in Montana?

    Send the property, amount and deadline. A principal will respond directly.