Mountain West · Hotels & Hospitality · First lien

    Hotel hard money loans in Montana (MT).

    First-position hotel loans across Montana (MT). Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000. Reviewed and decided directly by the principals.

    Yes. Stokley Capital makes first-position hotel hard money and bridge loans across Montana (MT), typically $500,000 to $5 million, with larger loans up to $10 to $15 million considered case by case and no loans under $500,000. Every loan is business-purpose and subject to underwriting.

    Submit a dealFull request on this page

    Stokley Capital Intelligence · Updated September 2026

    Hotel Market Outlook 2026: RevPAR & Debt

    A structured view of the developments shaping U.S. hotels, and the situations those developments may create for owners, lenders and investors.

    Read the hotels & hospitality analysis

    Montana market context

    The economy behind the collateral.

    Montana's economy is built on agriculture, natural resource extraction, and a growing tourism sector centered on outdoor recreation near Yellowstone and Glacier National Parks. Healthcare and small-scale manufacturing round out regional economic centers.

    • Agriculture
    • Natural resources and mining
    • Tourism and outdoor recreation
    • Healthcare
    • Timber and wood products
    • Rail transportation

    Hotels & Hospitality underwriting

    Sized to as-is value.

    Loans are sized to as-is real estate value, in first position, as bridge and hard money. Net operating income and projections do not set the loan amount.

    • Trailing twelve-month RevPAR, occupancy and ADR
    • Franchise status, PIP obligations and brand relationship
    • Management company and labor model
    • Demand generators and the local supply pipeline
    • Capital plan and remaining FF&E life

    Situations

    Hotel loans we see in Montana.

    • Property improvement plans (PIPs) a bank will not fund
    • Maturities on hotels still recovering to prior performance
    • Change of flag or conversion to independent
    • Acquisitions from motivated or lender-driven sellers

    Selling a hotel property in Montana? Stokley Capital is also a real estate investment firm. We acquire, own and operate real estate across the United States. Submit it for acquisition.

    Montana metros

    Local lending pages.

    We lend across Montana, not only in these metros. Each page covers the local economy and a direct request form.

    Hard money lending guidelines

    Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.

    Term
    6 to 12 months
    Payments
    Interest only
    Loan-to-value
    Up to 70%
    Lien position
    First position only

    Third-party closing costs are separate.

    Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.

    Request loan terms

    Montana hotel loan request.

    Loan request

    1. Contact
    2. Deal
    3. Documents

    Step 1 of 3 · about 20 sec left

    Only your email is required. No application fee, no obligation.

    We'll save your progress and may email you a link to finish. The link expires in 14 days.

    Submit a deal if you only have the basics.

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    Montana hotel loans, answered.

    Does Stokley Capital make hotel loans in Montana?
    Yes. We make first-position hotel hard money and bridge loans throughout Montana (MT), including Billings, Missoula, Bozeman and smaller markets.
    How large are your Montana hotel loans?
    Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000.
    What should a Montana hotel loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a direct private lender. Requests are reviewed and decided in-house.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.

    Next step

    Financing hotel in Montana?

    Send the property, amount and deadline. A principal will respond directly.

    Submit a dealFull request form
    Submit a deal