Mountain West · Hotels & Hospitality · First lien
Hotel hard money loans in Idaho (ID).
First-position hotel loans across Idaho (ID). Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000. Reviewed and decided directly by the principals.
Yes. Stokley Capital makes first-position hotel hard money and bridge loans across Idaho (ID), typically $500,000 to $5 million, with larger loans up to $10 to $15 million considered case by case and no loans under $500,000. Every loan is business-purpose and subject to underwriting.
Stokley Capital Intelligence · Updated September 2026
Hotel Market Outlook 2026: RevPAR & Debt
A structured view of the developments shaping U.S. hotels, and the situations those developments may create for owners, lenders and investors.
Idaho market context
The economy behind the collateral.
Idaho's economy has diversified from agriculture and forestry into technology, food processing, and manufacturing, with population and business inflows supporting demand for commercial and industrial space across the Treasure Valley and northern panhandle.
- Technology and semiconductors
- Agriculture and food processing
- Manufacturing
- Forestry
- Outdoor recreation and tourism
Hotels & Hospitality underwriting
Sized to as-is value.
Loans are sized to as-is real estate value, in first position, as bridge and hard money. Net operating income and projections do not set the loan amount.
- Trailing twelve-month RevPAR, occupancy and ADR
- Franchise status, PIP obligations and brand relationship
- Management company and labor model
- Demand generators and the local supply pipeline
- Capital plan and remaining FF&E life
Situations
Hotel loans we see in Idaho.
- Property improvement plans (PIPs) a bank will not fund
- Maturities on hotels still recovering to prior performance
- Change of flag or conversion to independent
- Acquisitions from motivated or lender-driven sellers
Selling a hotel property in Idaho? Stokley Capital is also a real estate investment firm. We acquire, own and operate real estate across the United States. Submit it for acquisition.
Idaho metros
Local lending pages.
We lend across Idaho, not only in these metros. Each page covers the local economy and a direct request form.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third-party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Idaho hotel loan request.
Questions
Idaho hotel loans, answered.
- Does Stokley Capital make hotel loans in Idaho?
- Yes. We make first-position hotel hard money and bridge loans throughout Idaho (ID), including Boise, Idaho Falls, Coeur d Alene and smaller markets.
- How large are your Idaho hotel loans?
- Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000.
- What should a Idaho hotel loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a direct private lender. Requests are reviewed and decided in-house.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other property types in Idaho
Hotel loans nearby
Next step
Financing hotel in Idaho?
Send the property, amount and deadline. A principal will respond directly.