Mountain West · Retail · First lien
Retail hard money loans in Idaho.
First-position retail loans across Idaho — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
Idaho market context
The economy behind the collateral.
Idaho's economy has diversified from agriculture and forestry into technology, food processing, and manufacturing, with population and business inflows supporting demand for commercial and industrial space across the Treasure Valley and northern panhandle.
- Technology and semiconductors
- Agriculture and food processing
- Manufacturing
- Forestry
- Outdoor recreation and tourism
Retail underwriting
What we look at first.
- Rent roll, lease terms and near-term rollover
- Anchor and co-tenancy provisions
- Tenant sales, occupancy cost and credit
- Traffic, visibility and trade-area demographics
- Re-leasing cost: TI, commissions and downtime
Situations
Retail loans we see in Idaho.
- Anchor vacancy or dark-store situations
- Re-tenanting and repositioning plans
- Maturities on centers with near-term lease rollover
- Acquisitions of centers priced below replacement cost
Selling a retail property in Idaho? Stokley also buys real estate as a principal. Submit it for acquisition.
Idaho metros
Local lending pages.
We lend across Idaho, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
Idaho retail loan request.
Questions
Idaho retail loans, answered.
- Does Stokley Capital make retail loans in Idaho?
- Yes. We make first-position retail hard money and bridge loans throughout Idaho, including Boise, Idaho Falls, Coeur d Alene and smaller markets.
- How large are your Idaho retail loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Idaho retail loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in Idaho
Retail loans nearby
Next step
Financing retail in Idaho?
Send the property, amount and deadline. A principal will respond directly.