Stokley Capital

    Northeast · Mixed-Use · First lien

    Mixed-use hard money loans in New York.

    First-position mixed-use loans across New York — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.

    New York market context

    The economy behind the collateral.

    New York's economy spans global finance and media concentrated in New York City, upstate manufacturing and higher education hubs, and logistics corridors along the Thruway and Hudson Valley. The state supports one of the nation's largest and most varied commercial property markets.

    • Finance and banking
    • Media and technology
    • Higher education
    • Healthcare
    • Manufacturing
    • Logistics and distribution
    • Tourism

    Mixed-Use underwriting

    What we look at first.

    • Income split and stability by component
    • Residential rents and commercial tenancy
    • Zoning, condo structure and separate metering
    • Local foot traffic and neighborhood trajectory
    • Capital needs across the building

    Situations

    Mixed-use loans we see in New York.

    • Refinancing buildings that do not fit a single lender category
    • Acquisitions needing speed ahead of a competing buyer
    • Commercial lease-up beneath stabilized residential
    • Renovation of older main-street buildings

    Selling a mixed-use property in New York? Stokley also buys real estate as a principal. Submit it for acquisition.

    New York metros

    Local lending pages.

    We lend across New York, not only in these metros. Each page covers the local economy and a direct request form.

    Request loan terms

    New York mixed-use loan request.

    Loan request

    Five required fields. No portal, no application fee, no obligation.

    Or reach us directly

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    New York mixed-use loans, answered.

    Does Stokley Capital make mixed-use loans in New York?
    Yes. We make first-position mixed-use hard money and bridge loans throughout New York, including New York City, Brooklyn, Buffalo, Rochester and smaller markets.
    How large are your New York mixed-use loans?
    Typically $1M–$5M, first lien. Larger loans are considered.
    What should a New York mixed-use loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.

    Next step

    Financing mixed-use in New York?

    Send the property, amount and deadline. A principal will respond directly.