Northeast · Retail · First lien
Retail hard money loans in New York.
First-position retail loans across New York — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
New York market context
The economy behind the collateral.
New York's economy spans global finance and media concentrated in New York City, upstate manufacturing and higher education hubs, and logistics corridors along the Thruway and Hudson Valley. The state supports one of the nation's largest and most varied commercial property markets.
- Finance and banking
- Media and technology
- Higher education
- Healthcare
- Manufacturing
- Logistics and distribution
- Tourism
Retail underwriting
What we look at first.
- Rent roll, lease terms and near-term rollover
- Anchor and co-tenancy provisions
- Tenant sales, occupancy cost and credit
- Traffic, visibility and trade-area demographics
- Re-leasing cost: TI, commissions and downtime
Situations
Retail loans we see in New York.
- Anchor vacancy or dark-store situations
- Re-tenanting and repositioning plans
- Maturities on centers with near-term lease rollover
- Acquisitions of centers priced below replacement cost
Selling a retail property in New York? Stokley also buys real estate as a principal. Submit it for acquisition.
New York metros
Local lending pages.
We lend across New York, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
New York retail loan request.
Questions
New York retail loans, answered.
- Does Stokley Capital make retail loans in New York?
- Yes. We make first-position retail hard money and bridge loans throughout New York, including New York City, Brooklyn, Buffalo, Rochester and smaller markets.
- How large are your New York retail loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a New York retail loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Next step
Financing retail in New York?
Send the property, amount and deadline. A principal will respond directly.