Northeast · Retail · First lien
Retail hard money loans in New Jersey.
First-position retail loans across New Jersey — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
New Jersey market context
The economy behind the collateral.
New Jersey's economy is defined by its position within the New York and Philadelphia metropolitan corridors, supporting extensive port, rail, and highway logistics, pharmaceutical and life sciences manufacturing, and corporate headquarters activity. Dense population and transportation infrastructure drive continuous industrial and multifamily demand.
- Port and logistics
- Pharmaceuticals and life sciences
- Corporate headquarters
- Financial services
- Manufacturing
- Healthcare
Retail underwriting
What we look at first.
- Rent roll, lease terms and near-term rollover
- Anchor and co-tenancy provisions
- Tenant sales, occupancy cost and credit
- Traffic, visibility and trade-area demographics
- Re-leasing cost: TI, commissions and downtime
Situations
Retail loans we see in New Jersey.
- Anchor vacancy or dark-store situations
- Re-tenanting and repositioning plans
- Maturities on centers with near-term lease rollover
- Acquisitions of centers priced below replacement cost
Selling a retail property in New Jersey? Stokley also buys real estate as a principal. Submit it for acquisition.
New Jersey metros
Local lending pages.
We lend across New Jersey, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
New Jersey retail loan request.
Questions
New Jersey retail loans, answered.
- Does Stokley Capital make retail loans in New Jersey?
- Yes. We make first-position retail hard money and bridge loans throughout New Jersey, including Newark, Jersey City, Trenton, Edison and smaller markets.
- How large are your New Jersey retail loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a New Jersey retail loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in New Jersey
Next step
Financing retail in New Jersey?
Send the property, amount and deadline. A principal will respond directly.