Northeast · Mixed-Use · First lien
Mixed-use hard money loans in New Jersey.
First-position mixed-use loans across New Jersey — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
New Jersey market context
The economy behind the collateral.
New Jersey's economy is defined by its position within the New York and Philadelphia metropolitan corridors, supporting extensive port, rail, and highway logistics, pharmaceutical and life sciences manufacturing, and corporate headquarters activity. Dense population and transportation infrastructure drive continuous industrial and multifamily demand.
- Port and logistics
- Pharmaceuticals and life sciences
- Corporate headquarters
- Financial services
- Manufacturing
- Healthcare
Mixed-Use underwriting
What we look at first.
- Income split and stability by component
- Residential rents and commercial tenancy
- Zoning, condo structure and separate metering
- Local foot traffic and neighborhood trajectory
- Capital needs across the building
Situations
Mixed-use loans we see in New Jersey.
- Refinancing buildings that do not fit a single lender category
- Acquisitions needing speed ahead of a competing buyer
- Commercial lease-up beneath stabilized residential
- Renovation of older main-street buildings
Selling a mixed-use property in New Jersey? Stokley also buys real estate as a principal. Submit it for acquisition.
New Jersey metros
Local lending pages.
We lend across New Jersey, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
New Jersey mixed-use loan request.
Questions
New Jersey mixed-use loans, answered.
- Does Stokley Capital make mixed-use loans in New Jersey?
- Yes. We make first-position mixed-use hard money and bridge loans throughout New Jersey, including Newark, Jersey City, Trenton, Edison and smaller markets.
- How large are your New Jersey mixed-use loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a New Jersey mixed-use loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in New Jersey
Next step
Financing mixed-use in New Jersey?
Send the property, amount and deadline. A principal will respond directly.