Northeast · Mixed-Use · First lien
Mixed-use hard money loans in Rhode Island.
First-position mixed-use loans across Rhode Island — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Rhode Island market context
The economy behind the collateral.
Rhode Island's economy centers on Providence's healthcare and higher education institutions, marine and defense industries tied to Naval Station Newport, and a compact coastal tourism sector.
- Healthcare
- Higher education
- Marine and defense
- Tourism
- Financial services
Mixed-Use underwriting
What we look at first.
- Income split and stability by component
- Residential rents and commercial tenancy
- Zoning, condo structure and separate metering
- Local foot traffic and neighborhood trajectory
- Capital needs across the building
Situations
Mixed-use loans we see in Rhode Island.
- Refinancing buildings that do not fit a single lender category
- Acquisitions needing speed ahead of a competing buyer
- Commercial lease-up beneath stabilized residential
- Renovation of older main-street buildings
Selling a mixed-use property in Rhode Island? Stokley also buys real estate as a principal. Submit it for acquisition.
Rhode Island metros
Local lending pages.
We lend across Rhode Island, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
Rhode Island mixed-use loan request.
Questions
Rhode Island mixed-use loans, answered.
- Does Stokley Capital make mixed-use loans in Rhode Island?
- Yes. We make first-position mixed-use hard money and bridge loans throughout Rhode Island, including Providence, Warwick and smaller markets.
- How large are your Rhode Island mixed-use loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Rhode Island mixed-use loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in Rhode Island
Next step
Financing mixed-use in Rhode Island?
Send the property, amount and deadline. A principal will respond directly.