Northeast · Office · First lien
Office hard money loans in Rhode Island.
First-position office loans across Rhode Island — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
Rhode Island market context
The economy behind the collateral.
Rhode Island's economy centers on Providence's healthcare and higher education institutions, marine and defense industries tied to Naval Station Newport, and a compact coastal tourism sector.
- Healthcare
- Higher education
- Marine and defense
- Tourism
- Financial services
Office underwriting
What we look at first.
- In-place tenancy, WALT and rollover schedule
- Basis relative to replacement cost and recent trades
- Leasing costs and the realistic absorption timeline
- Building systems, amenities and competitive position
- Alternative-use or conversion potential
Situations
Office loans we see in Rhode Island.
- Loans maturing into a market where banks will not refinance
- Discounted acquisitions that need to close quickly
- Lease-up capital after a major tenant departure
- Medical office and owner-user transactions
Selling a office property in Rhode Island? Stokley also buys real estate as a principal. Submit it for acquisition.
Rhode Island metros
Local lending pages.
We lend across Rhode Island, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
Rhode Island office loan request.
Questions
Rhode Island office loans, answered.
- Does Stokley Capital make office loans in Rhode Island?
- Yes. We make first-position office hard money and bridge loans throughout Rhode Island, including Providence, Warwick and smaller markets.
- How large are your Rhode Island office loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Rhode Island office loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in Rhode Island
Next step
Financing office in Rhode Island?
Send the property, amount and deadline. A principal will respond directly.