Northeast · Office · First lien
Office hard money loans in Massachusetts.
First-position office loans across Massachusetts — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
Massachusetts market context
The economy behind the collateral.
Massachusetts is driven by higher education, biotechnology and life sciences research, and financial and technology services concentrated in the Boston metropolitan area. The state's port and healthcare institutions add further diversification to a knowledge-based economy.
- Higher education
- Biotechnology and life sciences
- Financial services
- Healthcare
- Technology
- Advanced manufacturing
Office underwriting
What we look at first.
- In-place tenancy, WALT and rollover schedule
- Basis relative to replacement cost and recent trades
- Leasing costs and the realistic absorption timeline
- Building systems, amenities and competitive position
- Alternative-use or conversion potential
Situations
Office loans we see in Massachusetts.
- Loans maturing into a market where banks will not refinance
- Discounted acquisitions that need to close quickly
- Lease-up capital after a major tenant departure
- Medical office and owner-user transactions
Selling a office property in Massachusetts? Stokley also buys real estate as a principal. Submit it for acquisition.
Massachusetts metros
Local lending pages.
We lend across Massachusetts, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
Massachusetts office loan request.
Questions
Massachusetts office loans, answered.
- Does Stokley Capital make office loans in Massachusetts?
- Yes. We make first-position office hard money and bridge loans throughout Massachusetts, including Boston, Worcester, Springfield, Cambridge and smaller markets.
- How large are your Massachusetts office loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Massachusetts office loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in Massachusetts
Next step
Financing office in Massachusetts?
Send the property, amount and deadline. A principal will respond directly.