Northeast · Office · First lien
Office hard money loans in New Hampshire (NH).
First-position office loans across New Hampshire (NH). Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000. Reviewed and decided directly by the principals.
Yes. Stokley Capital makes first-position office hard money and bridge loans across New Hampshire (NH), typically $500,000 to $5 million, with larger loans up to $10 to $15 million considered case by case and no loans under $500,000. Every loan is business-purpose and subject to underwriting.
Stokley Capital Intelligence · Updated September 2026
Office Market 2026: Vacancy & Distress
A structured view of the developments shaping the U.S. office market, and the situations those developments may create for owners, lenders and investors.
New Hampshire market context
The economy behind the collateral.
New Hampshire's economy benefits from no state income or sales tax, supporting a diverse base of manufacturing, technology, and healthcare employers along the Interstate 93 corridor near Boston. Tourism tied to the White Mountains and seacoast adds a seasonal component.
- Advanced manufacturing
- Technology
- Healthcare
- Tourism
- Higher education
- Financial services
Office underwriting
Sized to as-is value.
Loans are sized to as-is real estate value, in first position, as bridge and hard money. Net operating income and projections do not set the loan amount.
- In-place tenancy, WALT and rollover schedule
- Basis relative to replacement cost and recent trades
- Leasing costs and the realistic absorption timeline
- Building systems, amenities and competitive position
- Alternative-use or conversion potential
Situations
Office loans we see in New Hampshire.
- Loans maturing into a market where banks will not refinance
- Discounted acquisitions that need to close quickly
- Lease-up capital after a major tenant departure
- Medical office and owner-user transactions
Selling a office property in New Hampshire? Stokley Capital is also a real estate investment firm. We acquire, own and operate real estate across the United States. Submit it for acquisition.
New Hampshire metros
Local lending pages.
We lend across New Hampshire, not only in these metros. Each page covers the local economy and a direct request form.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third-party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
New Hampshire office loan request.
Questions
New Hampshire office loans, answered.
- Does Stokley Capital make office loans in New Hampshire?
- Yes. We make first-position office hard money and bridge loans throughout New Hampshire (NH), including Manchester, Nashua, Concord and smaller markets.
- How large are your New Hampshire office loans?
- Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000.
- What should a New Hampshire office loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a direct private lender. Requests are reviewed and decided in-house.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other property types in New Hampshire
Next step
Financing office in New Hampshire?
Send the property, amount and deadline. A principal will respond directly.