Northeast · Retail · First lien
Retail hard money loans in Maine.
First-position retail loans across Maine — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
Maine market context
The economy behind the collateral.
Maine's economy relies on tourism, fisheries, and maritime shipbuilding along its coastline, with Portland serving as the state's commercial and healthcare center and forestry supporting inland industry.
- Tourism and hospitality
- Shipbuilding and maritime
- Fisheries
- Forestry and paper products
- Healthcare
Retail underwriting
What we look at first.
- Rent roll, lease terms and near-term rollover
- Anchor and co-tenancy provisions
- Tenant sales, occupancy cost and credit
- Traffic, visibility and trade-area demographics
- Re-leasing cost: TI, commissions and downtime
Situations
Retail loans we see in Maine.
- Anchor vacancy or dark-store situations
- Re-tenanting and repositioning plans
- Maturities on centers with near-term lease rollover
- Acquisitions of centers priced below replacement cost
Selling a retail property in Maine? Stokley also buys real estate as a principal. Submit it for acquisition.
Maine metros
Local lending pages.
We lend across Maine, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
Maine retail loan request.
Questions
Maine retail loans, answered.
- Does Stokley Capital make retail loans in Maine?
- Yes. We make first-position retail hard money and bridge loans throughout Maine, including Portland, Bangor and smaller markets.
- How large are your Maine retail loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Maine retail loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Next step
Financing retail in Maine?
Send the property, amount and deadline. A principal will respond directly.