Stokley Capital

    Northeast · Manufactured Housing · First lien

    Manufactured housing hard money loans in New York.

    First-position manufactured housing loans across New York — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.

    New York market context

    The economy behind the collateral.

    New York's economy spans global finance and media concentrated in New York City, upstate manufacturing and higher education hubs, and logistics corridors along the Thruway and Hudson Valley. The state supports one of the nation's largest and most varied commercial property markets.

    • Finance and banking
    • Media and technology
    • Higher education
    • Healthcare
    • Manufacturing
    • Logistics and distribution
    • Tourism

    Manufactured Housing underwriting

    What we look at first.

    • Lot rent, occupancy and collections
    • Park-owned homes versus resident-owned homes
    • Water, sewer and utility infrastructure
    • Local regulation and rent-control exposure
    • Operator experience and the infill plan

    Situations

    Manufactured housing loans we see in New York.

    • Acquisitions from long-time family owners
    • Infrastructure upgrades banks will not fund
    • Infill and home-placement programs
    • Maturities on parks still converting to resident-owned homes

    Selling a manufactured housing property in New York? Stokley also buys real estate as a principal. Submit it for acquisition.

    New York metros

    Local lending pages.

    We lend across New York, not only in these metros. Each page covers the local economy and a direct request form.

    Request loan terms

    New York manufactured housing loan request.

    Loan request

    Five required fields. No portal, no application fee, no obligation.

    Or reach us directly

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    New York manufactured housing loans, answered.

    Does Stokley Capital make manufactured housing loans in New York?
    Yes. We make first-position manufactured housing hard money and bridge loans throughout New York, including New York City, Brooklyn, Buffalo, Rochester and smaller markets.
    How large are your New York manufactured housing loans?
    Typically $1M–$5M, first lien. Larger loans are considered.
    What should a New York manufactured housing loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.

    Next step

    Financing manufactured housing in New York?

    Send the property, amount and deadline. A principal will respond directly.